Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar, trusted service. It is always going to be most important to us, as we build the Georgia First brand – what is designed to be a 21st century community bank - to remind our customers why they need a banker. Though we are intently focused on enhancing offerings that will attract today’s customer who needs and values technology. Our new name speaks to the fact that personal service for our “brand of customer” –Georgians who live in work in small towns- will always be our FIRST priority.

Our Mission

To have a profound and sustainable impact in the communities we serve and a passion to exceed the expectations of our shareholders and customers.

Our Vision

We will always strive to make our customers success our top priority. Our family-oriented culture and dedication to providing top notch customer service along with innovative technology will be what makes us the bank of choice in the communities we serve.

Our Core Values

      • F


        We like to think of our customers and employees as a part of our extended family.

      • I


        We strive to be on the leading edge of technology and find ways to make banking and connecting with our bankers effortless for our clients

      • R


        We've withstood the test of time and look forward to being the bank of choice for our clients for many years to come.

      • S


        We pride ourselves in being transparent and delivering a solid return to our shareholders.

      • T


        Our customers trust us to respond in a timely manner with informed, prudent advice and to always keep their best interests at top of mind in all decisions that are made.

Why The New Name, Georgia First?

The Bank of Soperton and Million Pines Community Bank are being unified under one brand. Georgia First Bank. New Name. New Look. The same bank that has put our communities first since 1903.

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Our History

More than a century ago, fourteen men petitioned a bank to be built in Soperton, a community which housed a rail station for the M. D. & S. Railroad, which had extended its line from Dublin to Vidalia in 1900. Opening its doors on June 1, 1903, The Bank of Soperton began with $11,000.00 in capital and $2,035.43 in deposits.


From then until today, customers have continued to rely upon the bank to meet their financial goals and obligations. According to President/CEO Chandler Maurice Beasley III, “Today we reach a much broader and more diversified base of customers, much different from the early days of the bank when the majority of business was based upon agricultural demands and naval stores operations.”

In 1999, the growth of the bank propelled it into its fourth building and current location at 1202 Second Street North in Soperton. From its beginning in 1903 in a small building on dirt Main Street in Soperton to its present site, the bank continues to be trusted by customers facing changing times. “As times have changed, so have the many services offered by the bank. Providing excellent customer service will always be our top priority, while the bank is also committed to progress by offering additional products that meet the needs of our customers,” said Beasley.

As the bank continues to grow, so does our footprint in neighboring communities. In the fall of 2015 we decided to open our first location outside of Treutlen County. The decision was made to open another branch of TBOS, named “Million Pines Community Bank” located at 121 Church Street in downtown Vidalia, Ga. This new location made perfect sense due to proximity, the fact the Soperton and Vidalia communities have always complimented each other so well and because we saw the need in Vidalia for a locally owned bank where lending decisions are made by local people. Our progress in Vidalia since the second branch opening has been exceptional and that brings us to where we are today. Recently rebranded to consolidate our two successful bank branches under one name, Georgia First Bank.

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Senior Management

Senior Management

Standing L-R: Michele Johnson, Natasha Marsh, Tanner Underwood, Angie Edge, Gloria Holt  

Seated L-R: Jeremy Ragan, Chandler M. (Maury) Beasley

Board of Directors

Board Of Directors

Standing L-R: Glenn Powell, Blake Dennard, Royce Fowler, Stewart Hamilton, Dennis Ingley


Seated L-R: Elsie Stephens, Maury Beasley, Donny Gillis, David Roberts, Lois Clardy



Donald W. Gillis

Chairman of the Board

Retired Superior Court Judge Director, 2003

David Roberts

Vice Chairman of the Board

Owner/Operator, Chick-fil-A Director, 2006

Chandler M. (Maury) Beasley

President & Chief Executive Officer of Georgia First Bank

Director, 2013

Dennis H. Ingley

Board Secretary

Managing Member, Ingley, Roper, Moore & Co., LLC Director, 2013

Lois G. Clardy

Retired Teacher & Forest Landowner

Director Emeritus, 2024

Director, 2016

Dr. Stewart Hamilton, D. M. D.

Owner, Orthodontic Center

Director, 2017

Royce Fowler


Director, 2021

Glenn Powell

Previous Owner & Director of Sammons Funeral Home

Director, 2022

Elsie Stephens

Partner, The Bellevue Firm

Director, 2023

Blake Dennard

Pharmacist & Owner, Dennard Drugs

Director, 2023

James Mark Burns

Former Chief Tax Assessor & Business Owner

Director Emeritus, 2022

Director, 2005