Georgia First Bank is a locally owned and managed small business in your community, which means that we understand the challenges other small business face. We also understand that running your own business comes with plenty of fiscal responsibility. At Georgia First, it is our goal to simplify your banking experience and your interactions with us, so that you can focus on growing your business.


We offer great solutions to help you grow and sustain your business.

Business Checking Comparison Chart

- Minimum Opening Balance Monthly Service Charge/Fee Daily Minimum Balance Daily Minimum Balance To get APY Interest paid
Business First Checking (Basic) $100 $6.00 - Monthly NO N/A N/A
Business First Interest Checking $10,000 $10.00 - Monthly $10,000 $10,000 Monthly

Business First Checking

    • Minimum deposit to open - $100
    • $6.00 monthly service change
    • 50 free debits per statement cycle, after which charge of $0.15 per debit item
    • 150 free deposit items per statement cycle, after which charge of $0.05 per deposit item

Business First Interest Checking

    • Minimum deposit to open - $10,000
    • Daily Minimum Balance of $10,000 to avoid $10.00 monthly service charge.
    • Daily Minimum Balance of $10,000 must be maintained to obtain annual percentage yield.