Georgia First Bank is a locally owned and managed small business in your community, which means that we understand the challenges other small business face. We also understand that running your own business comes with plenty of fiscal responsibility. At Georgia First, it is our goal to simplify your banking experience and your interactions with us, so that you can focus on growing your business.

 

Let Georgia First help you manage your business’ cash reserves and earn interest at the same time.

Business savings Comparison Chart

- Minimum Opening Balance Service Charge/Fee Daily Minimum Balance to avoid fee Daily Minimum Balance to get APY Interest paid
Business First Savings $100 $4.00 - Quarterly $100 NO Quarterly
Business First Money Market $10,000 $10.00 - Monthly $10,000 $10,000 Monthly
Business First Premium Money Market $25,000 $10.00 - Monthly $25,000 $25,000 Monthly

Business First Savings

    • Minimum deposit to open - $100
    • Daily Minimum Balance of $100 to avoid $4.00 quarterly service charge.
    • Six (6) withdrawals per quarter. $4.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
    • Interest credited to account quarterly
COMMUNITY

Business First Money Market

    • Minimum deposit to open - $10,000
    • Daily Minimum Balance of $10,000 to avoid $10.00 monthly service charge
    • Daily Minimum Balance of $10,000 must be maintained to obtain annual percentage yield.
    • Six (6) withdrawals per month. $5.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
COMMUNITY

Business First Premium Money Market

    • Minimum deposit to open - $25,000
    • Daily Minimum Balance of $25,000 to avoid $10.00 monthly service charge
    • Daily Minimum Balance of $25,000 must be maintained to obtain annual percentage yield.
    • Six (6) withdrawals per month. $5.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
COMMUNITY

Certificates of Deposit (CDs)

    • Georgia First offers fixed interest rate on terms from 6 months to 3 years.
    • Minimum deposit to open - $500
    • Penalty for early withdrawal.
    • Single or automatic renewal.
COMMUNITY