At Georgia First, we know that choosing a savings account that works within your specific financial parameters is best to maintain and build your savings. We provide safe and reliable, interest-bearing accounts that will serve as a base for all your personal financial transactions.

 

Interest is paid on all savings accounts and the rate of interest may be changed at any time at bank discretion.

Personal Savings Comparison Chart

- Minimum Opening Balance Service Charge/Fee Daily Minimum Balance To avoid Service Charge Daily Minimum Balance to get APY Interest paid
Georgia First Savings $50 $4.00 - Quarterly $50 NO Quarterly
Georgia First Money Market $2,500 $10.00 - Monthly $2,500 $2,500 Monthly
Georgia First Premium Money Market $10,000 $10.00 - Monthly $10,000 $10,000 Monthly

Georgia First Savings

    • Minimum deposit to open - $50
    • Daily minimum balance of $50 to avoid $4.00 quarterly service charge
    • Six (6) withdrawals per quarter. $4.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
    • Interest credited to account quarterly
COMMUNITY

Georgia First Money Market

    • Minimum deposit to open - $2,500
    • Daily minimum balance of $2,500 to avoid $10.00 monthly service charge
    • Daily minimum balance of $2,500 must be maintained to obtain annual percentage yield
    • Six (6) withdrawals per month. $5.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
COMMUNITY

Georgia First Premium Money Market

    • Minimum deposit to open - $10,000
    • Daily minimum balance of $10,000 to avoid $10.00 monthly service charge
    • Daily minimum balance of $10,000 must be maintained to obtain annual percentage yield.
    • Six (6) withdrawals per month. $5.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
COMMUNITY

Certificates of Deposits (CD)

    • Georgia First Bank offers fixed interest rate on terms from 6 months to 3 years.
    • Minimum deposit to open - $500
    • Penalty for early withdrawal
    • Single or Automatic renewal
COMMUNITY

Individual Retirement Accounts (IRAs)

    • Traditional IRA
    • Roth IRA
    • Minimum deposit to open - $500
    • Minimum of $100 for additional deposits
    • Fixed interest rate
COMMUNITY