Georgia First Bank will be closed Monday, July 4, 2022 in observance of Independence Day.

At Georgia First, we know that choosing a savings account that works within your specific financial parameters is best to maintain and build your savings. We provide safe and reliable, interest-bearing accounts that will serve as a base for all your personal financial transactions.

 

Interest is paid on all savings accounts and the rate of interest may be changed at any time at bank discretion.

Personal Savings Comparison Chart

- Minimum Opening Balance Service Charge/Fee Daily Minimum Balance To avoid Service Charge Daily Minimum Balance to get APY Interest paid
Georgia First Savings $50 $4.00 - Quarterly $50 NO Quarterly
Georgia First Money Market $2,500 $10.00 - Monthly $2,500 $2,500 Monthly
Georgia First Premium Money Market $10,000 $10.00 - Monthly $10,000 $10,000 Monthly

Georgia First Savings

    • Minimum deposit to open - $50
    • Daily minimum balance of $50 to avoid $4.00 quarterly service charge
    • Six (6) withdrawals per quarter. $4.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
    • Interest credited to account quarterly
COMMUNITY

Georgia First Money Market

    • Minimum deposit to open - $2,500
    • Daily minimum balance of $2,500 to avoid $10.00 monthly service charge
    • Daily minimum balance of $2,500 must be maintained to obtain annual percentage yield
    • Six (6) withdrawals per month. $5.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
COMMUNITY

Georgia First Premium Money Market

    • Minimum deposit to open - $10,000
    • Daily minimum balance of $10,000 to avoid $10.00 monthly service charge
    • Daily minimum balance of $10,000 must be maintained to obtain annual percentage yield.
    • Six (6) withdrawals per month. $5.00 excessive fee per additional withdrawal or debit transaction thereafter (excluding preauthorized loan payments).
COMMUNITY

Certificates of Deposits (CD)

    • Georgia First Bank offers fixed interest rate on terms from 6 months to 3 years.
    • Minimum deposit to open - $500
    • Penalty for early withdrawal
    • Single or Automatic renewal
COMMUNITY

Individual Retirement Accounts (IRAs)

    • Traditional IRA
    • Roth IRA
    • Minimum deposit to open - $500
    • Minimum of $100 for additional deposits
    • Fixed interest rate
COMMUNITY

*Registration/activation required.

  • [1] IDProtect is a personal identity theft protection service available to account owner(s) and their joint account holders. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
  • [2] Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at time of account opening.
  • [3] This is NOT insurance. Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.

 

**ALL Georgia First Checking Accounts include complimentary Mastercard ATM/Contactless Debit Cards, Online Banking, Online Bill Pay Services, Mobile Banking, and Mobile Deposit.

**Insert link to open an account online tool here