Georgia First’s bankers offer expertise and loans to help you plan, start, and grow your business. We’re members of your community, so the development and growth of your local businesses and ensuring that capital stays our local market is a huge priority for us. All of Georgia First’s lending decisions are made locally. Get the best decisions, terms, and service when you borrow from us.

Our Loan Products

  • Business Term Loans
  • Business Lines of Credit
  • Commercial Real Estate Loans
  • Commercial Real Estate Loans
  • Agriculture Operating Lines of Credit
  • Working Capital

When you work with a Georgia First banker, you can expect that they have not only an extensive financial background, knowledge of the local market and local connections, but that they will advise you in an honest and sensible way.

Lets Get Started.Contact One of Our Loan Officers!

Maury Beasley

NMLS# 717807

President & CEO

Tanner Underwood

NMLS# 505085

VP, Commercial & Consumer Lender

Melanie Hutcheson

NMLS# 2183026

Consumer Lender

Holt Barwick

NMLS# 2093958

Consumer Loan Officer, Assistant Security Officer

Dianne Byrd

NMLS# 1566197

AVP, Executive Assistant

Michael Thigpen

NMLS# 808407

EVP, Chief Credit Officer

Michele Johnson

NMLS# 689782

Vidalia Market Executive

Julie Cook

NMLS# 462932

Mortgage Specialist/AVP