Privacy

As financial service professionals entrusted with sensitive financial information, Georgia First Bank respects the privacy of our customers and are committed to treating customer information responsibly. Our Privacy Policy serves as a standard for all our employees for the collection, use, retention, and security of individual customer information.

Categories of Information We Collect

Georgia First Bank collects only information that is needed to serve you and administer our business. We collect nonpublic personal information about you from the following sources:

• information we receive from you directly on applications or other forms, such as your name, address, and social security number
• information about your transactions with us or others, such as your account balance or payment history
• information we receive from a consumer-reporting agency, such as your credit worthiness

Categories of Information We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. For example, it is our policy not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence or business matters.

Confidentiality and Security

Georgia First Bank is committed to the security of our customer’s financial and personal information. All our operational and data processing systems are in a secure environment that protects account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internal security standards.

At Georgia First Bank, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these privacy principles. Because of the importance of these issues, all employees of Georgia First Bank are responsible for maintaining the confidentiality of customer information and employees who violate these privacy policies will be subject to disciplinary measures.